Do you need business funding but aren’t sure where to start?
More than 35,000 business owners have worked with Fund&Grow to secure funding on their terms. No banks demanding two years of financials. No asset backing required. No investors asking for a stake in your company. Just flexible capital to put toward what matters most, their business.
All business credit cards require a personal guarantee. Accounts typically do not report to personal credit when kept in good standing.
As seen in
Why traditional funding doesn't work for most entrepreneurs
Banks ask for tax returns, collateral, and endless documentation. Investors want equity. Hard money lenders want double-digit interest rates.
If your business is new, or if you don't want to risk your personal assets or give up ownership, traditional funding paths aren't built for you.
There's another way.
Understanding how business credit cards report and how to properly manage them is part of what Fund&Grow teaches clients.
Fund&Grow has spent over 19 years helping entrepreneurs remove the roadblocks. We teach you the process, help you negotiate with banks, and show you skills you'll use for the rest of your business life.
*Business credit cards are issued by third-party lenders, most require a personal guarantee, and late payments may be reported to personal credit.
Get practical tips, strategies, and insights to help you access more business funding and put your capital to work.
What Joining
Fund&Grow Looks Like
Our comprehensive approach helps support your business for stronger approvals with major lenders.
Business Credit
Ease of Use
Learn how to utilize business credit cards like a line of credit for a smoother use of funds.
Strategic Application Sequencing
We manage application order and timing to reduce credit impact and protect approvals.
Bank-Behavior
Optimization
We tailor application strategies to your unique profile and lender approval criteria.
Ongoing
Coaching Support
One-on-one coaching helps refine strategy, navigate challenges, and use credit strategically.
Credit-Stacking
Method
We help you leverage 0% intro APR business credit cards across multiple rounds to support growth.
Business Credit Profile Optimization
We review your credit profile before and after rounds to provide next-steps on growth and future opportunities.
Business Separation
Strategy
We coordinate funding strategy around personal-business separation and connect qualified professionals when needed.
12 Months of Active
Guidance
A full year of one-on-one guidance from funding and credit experts to build a stronger capital stack foundation for strategic, long-term business growth.
Applying Is Easy
Maximizing Approvals Is Not
Based on internal Fund&Grow data from 35,000+ clients.
More Than Funding. A Skillset You Keep Forever.
Most funding programs get you capital and move on. This one gives you something that compounds over time: the knowledge to keep growing your business credit long after you've stopped working with us.
From day one, you're guided through every step of the process. Not handed a result you don't understand, but walked through the logic behind it so it becomes a strategy you own.
Here is what this experience looks like
Over time, the results reflect the strategy: clients who go through this process secure approximately 72.4% more in total credit than those who apply independently or through other services.
You don't just walk away funded. You walk away equipped.
Why Business Credit Cards Work for Growing Your Business
Access business credit cards with 0% introductory APR for periods ranging from 6 to 18 months. Use the capital for marketing, inventory, real estate, payroll, equipment, or whatever your business needs. Pay it back on your timeline without interest eating into your margins.
Trusted by Thousands of
Businesses Nationwide
Helping entrepreneurs secure capital since 2007
Total funding secured for our clients
Entrepreneurs and business owners served
A+ BBB
Rating
Better Business Bureau Accredited
Helping entrepreneurs access capital since the late 2000s
The AI Trap
AI is a helpful tool, but it cannot safeguard your data or replicate the insight built from hundreds of real client outcomes.
72.4%* More Funding
Than Going It Alone
On average, Fund&Grow clients secure approximately 72.4% more in total business credit card limits than they would applying on their own or through other services.
Why? Because we've spent over 19 years learning how banks think, which cards to target, what order to apply, and how to help our clients negotiate for higher limits. We teach you these strategies so you get the best results possible.
*Based on internal Fund&Grow data from the past 12 months.
Initial funding in as little as 14 to 21 days.
Well-qualified clients often see $30,000 to $80,000 in available credit from their first round of applications.
Some clients access up to $300,000 over the course of a 12-month program. Results vary.
Results depend on your overall credit profile, usage behavior, and how closely you follow our guidance. But with over $2 billion in total funding secured, our track record speaks for itself.
See What's Possible
Don't take our word for it. Watch real clients share their funding experiences, the amounts they accessed, and what they learned along the way.
Results not typical. Individual results vary based on credit profile, business structure, and participation in the program.
The Traditional Way vs. The Fund&Grow Way
Want to See How It Works?
Join our free training and learn the step-by-step process thousands of entrepreneurs have used to access up to $300,000 in 0% introductory APR business credit card funding.
Frequently Asked Questions
You can apply on your own, but on average, our clients secure up to 72.4%* more in funding than if they would have applied alone or used another company. We know which banks to approach, in what order, and how to help you negotiate for higher limits.
Ready to Access the Capital You Need?
Join our free training and learn the step-by-step process thousands of entrepreneurs have used to access up to $300,000 in 0% APR business credit cards.