Posts by Ari Page
Did You Know that a Fraud Alert Can Protect You from Credit Card Scams?
If you’ve lost your credit cards or had them stolen, or in case you feel that you are at risk of identity theft, the best way to protect yourself is by placing a fraud alert on your profile. The main purpose of a fraud alert is to advise potential and current creditors that they…
See Full Article Here ->Is My Credit Score Influenced by My Income?
We often have clients asking us – does my income affect my credit score? I’m sure this is a question that has often crossed your mind as well. If I had to answer the question in one word, I would say no, your income doesn’t influence your credit score. Nevertheless, it does affect your…
See Full Article Here ->Do You Know About the 8 Kinds of Credit Card Fraud?
Anyone who uses a credit card frequently is familiar with the term credit card fraud. While that piece of plastic is extremely useful (and in many cases indispensable) for consumers, it cannot be denied that every year millions of dollars are lost due to credit card fraud. The interesting thing to note about credit…
See Full Article Here ->Why the SBA May Turn You Down – And Alternatives If They Do!
Small businesses are usually on the lookout for funds to help them grow. For this purpose, Small Business Administration (SBA) loans can be a remarkably attractive option. Not only do these loans carry lower interest rates and longer repayment terms than most other business loans, but they are also available in a range of…
See Full Article Here ->Should You Cash that Credit Card Check You Received in the Mail?
No matter how meticulously you plan your expenses, once in a while you may find yourself short of funds as you near the end of the month. In such circumstances, it is quite natural to look for means to make up the shortfall. In fact, this is exactly when you may be tempted to…
See Full Article Here ->9 Important Actions You Must Take Before Using Your New Credit Card
You’ve just received the credit card that you’d requested. What do you do next? Contrary to popular assumptions, you can’t just go out and start swiping it. There are some procedures that you need to take care of before you can start using your new credit card. The first step is to activate your…
See Full Article Here ->Everything You Need to Know About Your Home Insurance Score
If you’re looking at buying a house, apart from your credit score, there’s one more metric that plays a very important role: your home insurance score. A credit score helps lenders determine the probability that a borrower will pay back his mortgage. On the other hand, a home insurance score is used by insurers to…
See Full Article Here ->7 Useful Steps to Curb Credit Card Spending
How many times has this happened to you? You walk into a store intending to buy a small inexpensive item, and walk out with a bill totaling hundreds of dollars? This situation is commonly faced by many credit card holders today. Armed with a seemingly innocent piece of plastic, they end up accruing huge…
See Full Article Here ->Never Close these 5 Types of Credit Cards!
There is no doubt that a credit card can benefit you in a multitude of ways. It can tide you over when you are temporarily short of funds. It can help you build your credit score. However, once in a while, credit cardholders feel inclined to close one or more cards for various reasons.…
See Full Article Here ->6 Facts to Consider before Applying for a 0% Interest Credit Card
It is not uncommon to open your mailbox and find an offer for a pre-approved 0% interest credit card. This can be quite tempting for consumers. Hence, it is often seen that individuals immediately check the “I accept” box to get their new card. However, before you take this step, there are a few…
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