Posts by Ari Page
8 Bite-Sized Tips for Handling a Joint Credit Card Account
For some people, managing just their own credit card account can be a challenging task. So imagine what would happen if they had to handle a joint card account? Many times individuals open joint credit card accounts after they get married, or in cases where they want their grown-up kids to build a good…
See Full Article Here ->Equifax Breach Compromises 143 Million Individuals, and You Are Probably One of Them!
This is serious, and the likelihood that you are personally affected is extremely high. According to Equifax, a “website application vulnerability” allowed hackers to breach their database. This resulted in the compromising of information on 143 million consumers. This includes information on birthdates, addresses, driver’s license information and, perhaps worst of all, Social Security…
See Full Article Here ->10 Circumstances When You Must NOT Swipe Your Card!
On our blog, we’ve posted plenty of articles that, in one way or another, teach you the best ways to manage your credit card. This write-up is along the same lines. The difference is that here we describe the times when you should NOT use your credit card – in order to ensure that…
See Full Article Here ->7 Times When a Balance Transfer Offer Is Just Not Worth It!
There are a lot of tempting balance transfer offers out there, but not all of them will prove to be a good deal for you. Unless you carefully and diligently scrutinize the complete set of terms and conditions, you may find that it’s not you, but your cardholder, who stands to gain from the…
See Full Article Here ->Is a Credit Card Charge-Off the Same as a Write-off?
Have you ever had a credit card account that was charged off? If so, then you probably already know that it’s not something to get excited about; rather, it can be a cause for some serious concern. Most individuals don’t realize the danger of a charged-off account. To many people, it sounds similar to…
See Full Article Here ->Fund&Grow on Inc. 5000 for the Second Year in a Row
The company now provides an average of $6.5M in business capital each month Since the company’s inception in 2007, Fund&Grow has experienced significant year-over-year growth in all areas. This includes their client base, staff, and the millions of dollars in business funding they create for their clients every month. To be able to continue providing…
See Full Article Here ->6 Tips to Help You Deal with Debt Collectors
When it comes to managing finances, you may be a very conscientious person. However, once in a while if you forget to pay a bill, it may go into collections. For example, if a bill is lost in the mail or is misplaced, it is likely that you’ll end up missing the payment. In…
See Full Article Here ->Cancellation of an Inactive Credit Card Could Ding Your Score!
Are you one of those people who rarely uses their credit cards because of the fear of falling into debt? Well, in that case, you should be aware that by avoiding the use of your credit card, you stand the risk of losing your account due to inactivity. To you, it may seem like…
See Full Article Here ->Why Your Credit Card Application May Be Rejected Despite an Excellent Credit Score
Here we regularly talk about the importance of maintaining a good credit score. A favorable score can get you a mortgage, car loan or credit card easily, and can also ensure good interest rates. However, did you know that despite having excellent credit, a bank or financial institution may refuse to issue you a…
See Full Article Here ->How Do I Qualify for a Loan if I Have a Thin Credit File?
Just the other day, one of our clients told us that his request for a loan was denied by a bank because his credit file was “too thin.” The gentleman was confused – he’d never heard the term before and had no idea what the financial institution meant by it. Moreover, he wanted to…
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