Posts by Ari Page
Can a 10 Point Improvement in Your Score Significantly Lower Your Interest Rate?
Our clients often ask, “By how many points should I improve my credit score in order to get a better interest rate on my loan?” While there is no fixed answer to this question, in many cases, boosting your score by just 10 points can help in significantly lowering the amount of interest that you’d…
See Full Article Here ->Even Without a 20% Down Payment, You Can Buy a Home
There is a myth that has been passed down from parents to children and from college professors to students. It goes something like this, “If you want to buy a home, you need to raise 20% as down payment.” In today’s day and age, arranging this kind of money is not an easy task. Luckily,…
See Full Article Here ->Don’t Get Confused Between a Charge Card and a Credit Card
A lot of our clients ask us, “What is the difference between a charge card and a credit card?” Both sources of credit have a number of similarities; hence, it is quite natural for consumers to get confused between the two. However, in reality, these credit instruments are quite different from each other – a…
See Full Article Here ->How to Increase Your Ability to Get Business Credit Today
Have you ever had to pass up a lucrative business opportunity, or a chance to grow your organization, simply because you weren’t able to raise enough funds? If so, you are not alone. This is a dilemma that’s regularly faced by many entrepreneurs across the country, and it can give rise to a lot of…
See Full Article Here ->Fix Unauthorized Charges … Before They Ruin Your Finances!
Did you just spot a $550 charge on your statement for an unknown “Rainbow Boot Company” but are unsure how it got there? Unfortunately, unauthorized credit card charges are not as uncommon as you might think – and if they happen to you, they could certainly prove to be a nightmare! Unauthorized credit card charges…
See Full Article Here ->Insider Tricks to Remove Errors From Your Credit Report
Imagine the feeling you’d have if you found that your clean credit report had errors! Well, guess what? If you’re not checking your credit report, there’s a reasonable chance that this is already happening to you. Even if those errors are no fault of yours, you could really be in trouble. A single mistake on…
See Full Article Here ->Get That Derogatory Mark Off Your Credit Report!
We all try our best to maintain a good credit score – after all, it’s our credit score that decides if we’ll be able to get that mortgage, credit card, auto loan or small business loan that we want. However, did you know that despite your best efforts, the presence of a single derogatory mark…
See Full Article Here ->7 Unbelievable Reasons Why Your Credit Card Transaction May Be Declined!
There was a time when credit cards were used primarily for big ticket purchases – say for buying airline tickets or a new printer for the office (back when printers were expensive). However, in today’s day and age, most consumers use credit cards as a substitute for cash. As a result, this piece of plastic…
See Full Article Here ->Don’t Increase Your Debt by Making these Balance Transfer Mistakes!
Balance transfers are considered to be a good deal by most cardholders. Through balance transfers, a consumer can transfer debt from high interest rate cards to one low-rate card, thereby saving money and simplifying monthly debt payments. However, there are cases when a credit card balance transfer may backfire. In such instances, the consumer may…
See Full Article Here ->Six Huge Problems for Those Not Using Credit Cards
Have you ever met anyone who balks at the idea of using a credit card? As surprising as it may sound, a large number of people are still unaware of the numerous benefits that this credit instrument has to offer. There’s no doubt that the reckless use of credit cards can be disastrous. However, what…
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