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Posts by Ari Page

Are Business Credit Cards Personally Guaranteed? Here’s What You Need to Know Before You Apply

July 10, 2025
Close up of businessman holding blank business credit cards personally guaranteed mockup and showing to camera, copy space

Close up of businessman holding blank business credit cards personally guaranteed mockup and showing to camera, copy space

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How to Read, Understand, and Improve Your Business Credit Score Like a Pro

July 2, 2025
Business report. Graphs and charts. How to read, understand, and improve your Business credit score like a pro and pile of documents. Business concept.

Business report. Graphs and charts. How to read, understand, and improve your Business credit score like a pro and pile of documents. Business concept.

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Best 0% APR Credit Cards of 2025 (And a Smarter Alternative for Business Owners)

June 23, 2025
Credit Card hand holding best 0% credit cards of 2025 with green nature background and copy space

Credit Card hand holding best 0% credit cards of 2025 with green nature background and copy space

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Are Business Credit Card Rewards Taxable?

June 16, 2025
Small business credit card rewards taxable Tax Credits Claim Return Deduction Refund Concept

Small business credit card rewards taxable Tax Credits Claim Return Deduction Refund Concept

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Are business credit card payments tax deductible?

June 9, 2025
Are business credit card payments tax deductible On a table with sunlight. Are business credit card payments tax deductible

Are business credit card payments tax deductible On a table with sunlight. Are business credit card payments tax deductible

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Can You Get Business Credit With a Low Personal Credit Score?

June 2, 2025
Businesswoman Getting Credit Card At Meeting, business credit with bad credit

Businesswoman Getting Credit Card At Meeting, business credit with bad credit

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How to Use Business Credit to Fund Real Estate, Inventory, or Marketing

May 26, 2025
Real estate agent and customer signing a contract, how-to-use-business-credit, buying a new home, model house in the foreground

Real estate agent and customer signing a contract, how-to-use-business-credit, buying a new home, model house in the foreground

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Common Mistakes Small Business Owners Make with Business Credit

May 19, 2025
Stress serious asian woman doing clothing business selling online making business credit mistakes. she using laptop computer. online

Stress serious asian woman doing clothing business selling online making business credit mistakes. she using laptop computer. online

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Is Credit Card Stacking a Safe and Effective Strategy?

May 12, 2025
Close-up: Woman hand grasps stack of credit cards, what is credit card stacking, symbolizing online payments, shopping

Close-up: Woman hand grasps stack of credit cards, what is credit card stacking, symbolizing online payments, shopping

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Business Credit vs Business Loans: Which Is Right for You?

May 5, 2025
business meeting discussing business credit vs business loans

business meeting discussing business credit vs business loans

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*Product & Approval: 'Funding' typically comes in the form of business credit cards. All credit is subject to lender approval. Up to $300,000 in business credit is for well qualified clients, typically with two partners, over the 12-month membership with multiple business credit card rounds for each partner.
Interest Rates & Fees: Introductory 0% APR applies for 12-18 months, after which rates revert to standard rates (typically 15-25% APR). Balance transfers typically carry a 3-5% fee. You can not "extract" or "convert" cash from a business credit card. Instead you can use compliant services to bill pay, in accordance with card issuer rules. If you use bill payment services like Plastiq or Melio to pay business expenses with business credit cards, these services typically charge 2.5 - 3% processing fees. The 60-day money-back guarantee applies only if the client does not obtain credit.
Personal Credit Impact & Liability: Applications require a personal credit check and personal guarantee. We work with issuers that typically do not report ongoing debt and activity to personal credit bureaus when accounts are kept in good standing. You are personally liable for all debt, even when the credit issuers decide not to report that debt to your credit report. However, late payments will be reported and will damage your personal credit score and can result in the loss of 0% introductory rates.
Our Services: Fund&Grow provides a 12-month educational program including: business entity setup assistance, credit utilization coaching, guidance through credit card applications, bank communication coaching, and ongoing financial coaching support.
Disclaimers: Fund&Grow is not a credit repair organization. Our focus is on building credit for your business entity.
We are not a lender or loan broker. We do not guarantee funding. All credit decisions are made by third-party lenders.
Results Disclosure: Well-qualified clients, typically with two partners, and strong personal credit profiles of 700+ may access up to $300,000 or more in total business credit across multiple funding rounds. The testimonials shown represent exceptional outcomes. The average client who completes our 12-month program obtains approximately $50,000 to $150,000 in total business credit. Individual results vary significantly based on personal credit profile, business history, and other factors.
Financial Risk: You are responsible for all debts incurred. Consult your financial advisor to determine if business credit is appropriate for your situation.
The Credit Monitoring link connects to Fund&Grow Credit Services, a related entity. Fund&Grow may receive compensation upon enrollment.
72.4% figure based on internal Fund&Grow client data.

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