Access to Credit
What You Should Do if You Overpay Your Credit Card Bill
Have you ever wondered what would happen if you overpaid your credit card bill? It’s not an inconceivable situation – there have been instances when credit card holders paid their bills twice by mistake. Perhaps you added an extra digit while writing out a check or typed it in incorrectly as you were paying…
See Full Article Here ->10 Striking Reasons Why You Should Switch to a New Credit Card
If you can obtain a credit card that provides better features and rates than what you’re currently using, there’s no reason why you should stick to the old one. Here are a few instances when you should consider scrapping your favorite card for a new one. There’s been an improvement in your credit score When…
See Full Article Here ->6 Best Practices to Keep Your Online Purchases Safe
You may think that your credit card information is at risk only if your card is lost or stolen; however, that’s not really true. You can become a victim of fraud if you use your card to shop online as well. If you enter your card information into false and insecure payment gateways, thieves may…
See Full Article Here ->5 Reasons Why You Absolutely Must Pay More than the Minimum Due Each Month
Admit it – one of the reasons why you love your credit card so much is that it allows you to purchase items that you probably don’t have the money to buy today … and defer payment to sometime in the near (or distant!) future. Let’s say you go to an electronics store to purchase a…
See Full Article Here ->Don’t Be Afraid of a Credit Check
The mere mention of a visit to the dentist is enough to make a fully grown person cower. But do you know what’s even more frightening for some? The notion of a credit check. However, as is the case with most experiences, it’s scary only if you don’t have a clear idea regarding what it’s…
See Full Article Here ->Get Your Card Issuer to Grant You a Limit Increase! (Here’s How)
Most of us, at some time or the other, have used credit cards as a form of funding, especially during a liquidity crunch or when we urgently needed cash for some unforeseen expenditure. However, every once in a while it may happen that the limit authorized by the credit card issuer is not enough to…
See Full Article Here ->Can a 10 Point Improvement in Your Score Significantly Lower Your Interest Rate?
Our clients often ask, “By how many points should I improve my credit score in order to get a better interest rate on my loan?” While there is no fixed answer to this question, in many cases, boosting your score by just 10 points can help in significantly lowering the amount of interest that you’d…
See Full Article Here ->How to Increase Your Ability to Get Business Credit Today
Have you ever had to pass up a lucrative business opportunity, or a chance to grow your organization, simply because you weren’t able to raise enough funds? If so, you are not alone. This is a dilemma that’s regularly faced by many entrepreneurs across the country, and it can give rise to a lot of…
See Full Article Here ->Insider Tricks to Remove Errors From Your Credit Report
Imagine the feeling you’d have if you found that your clean credit report had errors! Well, guess what? If you’re not checking your credit report, there’s a reasonable chance that this is already happening to you. Even if those errors are no fault of yours, you could really be in trouble. A single mistake on…
See Full Article Here ->Six Huge Problems for Those Not Using Credit Cards
Have you ever met anyone who balks at the idea of using a credit card? As surprising as it may sound, a large number of people are still unaware of the numerous benefits that this credit instrument has to offer. There’s no doubt that the reckless use of credit cards can be disastrous. However, what…
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