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Business Credit

How to Choose the Right Business Credit Card for Your Company

March 24, 2025
Closeup of credit cards and how to Choose the Right Business Credit Card

Closeup of credit cards and how to Choose the Right Business Credit Card

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4 Common Mistakes to Avoid When Building Your Business Credit

March 10, 2025
Businesswoman, giving or hand with credit card with mistakes to avoid when building business credit for finance or payment for shopping or capital inves

Businesswoman, giving or hand with credit card with mistakes to avoid when building business credit for finance or payment for shopping or capital inves

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Does Business Credit Work for Startups?

January 13, 2025
Glad middle aged asian man pointing finger at business credit for startups card in home office interior, cropped

Glad middle aged asian man pointing finger at business credit for startups card in home office interior, cropped

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5 Reasons Why Every Business Needs a Dedicated Banking Account

October 28, 2024
Happy black man, business credit card learning why you need a business banking account and laptop for ecommerce, finance and accounting in office.

Happy black man, business credit card learning why you need a business banking account and laptop for ecommerce, finance and accounting in office.

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Building a Strong Fundability Profile: Key Steps for Business Owners

September 23, 2024
Portrait of Asian young woman learning what is fundability while she packs order into box and looks at camera

Portrait of Asian young woman learning what is fundability while she packs order into box and looks at camera

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How to Fund a New Business in 2024: An In-Depth Guide

June 3, 2024
Growth investment success concept and financial planning for how to fund a new business.

Growth investment success concept and financial planning for how to fund a new business.

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The Best Business Credit Cards for Small Businesses 2024

February 19, 2024
People holding  the best business credit cards while using laptop computer

People holding the best business credit cards while using laptop computer

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A Beginner’s Guide to Credit Card Stacking

February 5, 2024
credit card stacking, close up woman hand holding credit cards, online payment shopping banking, contactless Credit cards

credit card stacking, close up woman hand holding credit cards, online payment shopping banking, contactless Credit cards

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How to Get Restaurant Funding – Best Options for Startups

August 7, 2023
Portrait of young female entrepreneur, how to get restaurant funding, cafe owner, standing at the door entrance and smiling, looking confident

Portrait of young female entrepreneur, how to get restaurant funding, cafe owner, standing at the door entrance and smiling, looking confident

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Finding the Right Funding Options for Your Construction Business

July 17, 2023
Fund business team has made a successful investment. business people shaking hand.

Fund business team has made a successful investment. business people shaking hand.

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*Product & Approval: 'Funding' typically comes in the form of business credit cards. All credit is subject to lender approval. Up to $300,000 in business credit is for well qualified clients, typically with two partners, over the 12-month membership with multiple business credit card rounds for each partner.
Interest Rates & Fees: Introductory 0% APR applies for 12-18 months, after which rates revert to standard rates (typically 15-25% APR). Balance transfers typically carry a 3-5% fee. You can not "extract" or "convert" cash from a business credit card. Instead you can use compliant services to bill pay, in accordance with card issuer rules. If you use bill payment services like Plastiq or Melio to pay business expenses with business credit cards, these services typically charge 2.5 - 3% processing fees. The 60-day money-back guarantee applies only if the client does not obtain credit.
Personal Credit Impact & Liability: Applications require a personal credit check and personal guarantee. We work with issuers that typically do not report ongoing debt and activity to personal credit bureaus when accounts are kept in good standing. You are personally liable for all debt, even when the credit issuers decide not to report that debt to your credit report. However, late payments will be reported and will damage your personal credit score and can result in the loss of 0% introductory rates.
Our Services: Fund&Grow provides a 12-month educational program including: business entity setup assistance, credit utilization coaching, guidance through credit card applications, bank communication coaching, and ongoing financial coaching support.
Disclaimers: Fund&Grow is not a credit repair organization. Our focus is on building credit for your business entity.
We are not a lender or loan broker. We do not guarantee funding. All credit decisions are made by third-party lenders.
Results Disclosure: Well-qualified clients, typically with two partners, and strong personal credit profiles of 700+ may access up to $300,000 or more in total business credit across multiple funding rounds. The testimonials shown represent exceptional outcomes. The average client who completes our 12-month program obtains approximately $50,000 to $150,000 in total business credit. Individual results vary significantly based on personal credit profile, business history, and other factors.
Financial Risk: You are responsible for all debts incurred. Consult your financial advisor to determine if business credit is appropriate for your situation.
The Credit Monitoring link connects to Fund&Grow Credit Services, a related entity. Fund&Grow may receive compensation upon enrollment.
72.4% figure based on internal Fund&Grow client data.

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