Credit Cards
6 Hidden Credit Card Fees That You Can Avoid
Any credit card owner can unknowingly become a victim of avoidable and unexpected charges. The Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 protects us against the hidden charges and fees levied by credit card companies. Credit card companies are required to disclose all charges – and the methods adopted to calculate them…
See Full Article Here ->Should Credit Cards Be Used to Fund a Business? (Yes!)
You must have heard stories about how the foundations of certain mammoth organizations were laid with just a piece of plastic – a credit card. Charles Huang is said to have maxed out his credit card to finance Harmonix, the company that produced the highest-grossing game in U.S. history, Guitar Hero III: Legends of Rock.…
See Full Article Here ->What You Need to Know about “Card Flipping”
In an attempt to inspire customer loyalty, many credit card companies offer rewards in the form of travel points or cash back on purchases. However, some cardholders discard any notion of loyalty and instead pursue the benefits offered by opening and closing multiple accounts to maximize benefits. This practice, called “flipping,” may sound quite tempting…
See Full Article Here ->The Top Five Credit Card Myths … Busted!
If I were to ask you what is the most common form of consumer debt today, what would you say? OK, our title gives it away. But admit it if it’s true, wouldn’t you have thought either mortgages or car loans? In fact, the most common form of consumer debt today is the credit card.…
See Full Article Here ->Is it Safer to Pay with a Credit or a Debit Card?
It was huge news when payment card information belonging to 40 million Target customers was stolen (to the point where their CEO recently resigned). In January, hackers were said to have gotten as many as 1.1 million debit and credit card users. While these stories, over time, are beginning to fade into the background –…
See Full Article Here ->Seven Top Credit Cards You Should Know About
At Fund&Grow, we work hard to find great borrowing opportunities for our clients, with great success. In the process, we often run into excellent opportunities for folks who are not yet our clients. In this article, we share some very interesting credit card offers. Depending on your lifestyle, one or more of these may well…
See Full Article Here ->MasterCard and Zwipe Partnership Yields Unique New Payment System
These days, it seems like all the major players in the credit card industry (along with those in related genres) have some kind of method for simplifying payment. For example, Google has their Wallet payment system and Apple Pay is just around the corner. Not to be outdone or left behind, MasterCard will soon introduce…
See Full Article Here ->Is Now A Good Time To Get Started With Credit Card Borrowing?
With an improvement in the current economic outlook and market liquidity conditions, banks are now looking at growth options to increase their earnings. As a response to greater competition and changes in risk appetite, banks and federal associations have eased underwriting standards to expand their loan portfolio and achieve expansion. This spells good news for…
See Full Article Here ->Zero Interest Credit: Too good to be true?
The old adage is that if it sounds too good to be true, it probably is. Browsing through your mail, you’ve likely come across no interest credit solicitations from various institutions and wondered how they can do that. In the case of zero interest credit, the adage actually doesn’t apply. To understand how they can…
See Full Article Here ->Prevent Identity Theft over the Holidays
By Ari Page It’s beginning to look a lot like … people are happier shopping online during Cyber Monday than fighting the lines during Black Friday (and the entire weekend thereafter). Statistics show this year’s Cyber Monday sales were up 20.6% over the same “online holiday” last year. But along with more online sales comes…
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