Credit Cards
The Truth About How Your Credit Scores are Calculated
Whether applying for a credit card or a mortgage, a good credit score is a must to receive approvals with favorable terms. However, it is challenging to know what steps to take to improve your credit score without knowing what factors carry the most weight. With so many of your future financing options relying on…
See Full Article Here ->6 Credit Card Tips to Make Travel More Enjoyable
Traveling cross-country or abroad may expose your credit card to more risky situations than when you use it at home. Thus, it’s vital to protect yourself from any possible threats while reaping the rewards of using your credit cards for purchases on your trip. The tips in this article will help you protect yourself and…
See Full Article Here ->Choosing a Business Credit Card: Annual Fee or No Annual Fee?
Considering the abundance of business credit cards available without annual fees, it might seem counterintuitive to pay for the use of a credit card. Annual fees can give business owners many opportunities to save money on everyday expenses and offer perks and benefits worth more than the cost of ownership. To decide if a business…
See Full Article Here ->You Just Got Your First Credit Card: Now What?
Your first credit card is often the first step to establishing your credit. For many, it’s a make-or-break milestone. After hearing horror stories about lives ruined from poor credit, having a credit card can be scary. However, your experience with credit cards is entirely in your control. By following these tips, you can avoid becoming…
See Full Article Here ->7 Tips for Managing Small Business Finances
Two keys to ensuring your company is financially healthy are education and organization, especially with your finances. Although managing finances can be challenging and feel like a chore, a business is often most successful when all financial aspects are in order. By understanding the basic skills needed to run the financial aspects of a small…
See Full Article Here ->5 Things to Look for in a Business Credit Card
Is your business credit card paying you for using it? If it isn’t, it should be. There is more to gain from a business credit card than just the approved credit limit and what you can buy with it. It is easy to get caught up focusing on the credit limit and forget to check all the great perks that come with it. Next…
See Full Article Here ->Credit Card Agreements Matter: Here’s Why
There are plenty of factors that may sway you towards one credit card versus another. One may have double cash-back rewards, while the other may rack up airline miles for frequent fliers or have 0% APR for the first 12 months. Credit card companies make the selling points very clear to draw in customers but the…
See Full Article Here ->Manage Multiple Balances on One Credit Card
Traditionally, the expectation is to have one interest rate that impacts the credit balance on a credit card month-to-month. But it is possible to carry multiple balances with different interest rates on the same card. When this happens, it is very easy to forget which balance is being paid down and mismanage payments. What should…
See Full Article Here ->Why You Need a Virtual Credit Card for Your Business
Keeping track of your business credit card can be a hassle especially if you delegate much of your business purchases. From stocking the breakroom to booking flights to purchasing office furniture, and so much more- it is hard to manage every single purchase. You may often worry that your credit card number may fall into…
See Full Article Here ->Is Making ‘Minimum Payments’ Every Month Financially Toxic?
How many times do you find yourself charging your credit card for inventory, or supplies when you know you won’t be able to make the full payment? Covering costs during a global pandemic as a small business owner has become tricky. You still need to purchase inventory, but deliverables are different, and making up for…
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