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Small Business

Does Business Credit Work for Startups?

January 13, 2025
Glad middle aged asian man pointing finger at business credit for startups card in home office interior, cropped

Glad middle aged asian man pointing finger at business credit for startups card in home office interior, cropped

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The Battle of Push vs. Pull Marketing: Which One Should You Choose?

January 6, 2025
two women engaged in a professional discussion, standing in an office space discussing what is push and pull marketing

two women engaged in a professional discussion, standing in an office space discussing what is push and pull marketing

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What is Team Selling, and How to Leverage It to Close Better Deals

December 30, 2024
Executives shaking hands in the meeting learning what is team selling

Executives shaking hands in the meeting learning what is team selling

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How to Overcome Choice Paralysis and Increase Sales

December 16, 2024
Two friends buying cosmetics in the store facing the dilemma of how to overcome choice paralysis

Two friends buying cosmetics in the store facing the dilemma of how to overcome choice paralysis

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How to Create a Winning Sales Pipeline

December 9, 2024
Hispanic woman and colleagues during brainstorming how to create a winning sales pipeline process using sticky notes

Hispanic woman and colleagues during brainstorming how to create a winning sales pipeline process using sticky notes

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The ABCs of Accounting: A Beginner’s Guide to the 8-Step Cycle

December 2, 2024
Business People Planning Strategy Analysis and working through the 8-step accounting cycle from financial document report, Office Concept

Business People Planning Strategy Analysis and working through the 8-step accounting cycle from financial document report, Office Concept

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The Impact of AI on Small Business Time Management

November 25, 2024
Focus on laptop running AI cognitive computing tech used by IT staff members, the impact of AI on small business

Focus on laptop running AI cognitive computing tech used by IT staff members, the impact of AI on small business

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The Best Logo Design Sites for Small Businesses for 2025

November 18, 2024
Graphic designer drawing sketches and working with the best logo design sites for 2025.

Graphic designer drawing sketches and working with the best logo design sites for 2025.

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How to Successfully Manage a Vacation Rental Property – 5 Essential Tips

November 11, 2024
How to manage a vacation rental property, garden lodge, glamping and friends cheers at a cabin with luxury accommodation and forest cottage.

How to manage a vacation rental property, garden lodge, glamping and friends cheers at a cabin with luxury accommodation and forest cottage.

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6 Effective Techniques for Growing Your Email List in 2025

November 4, 2024
cropped image of woman holding message sign at table in room - how to grow your email list

cropped image of woman holding message sign at table in room – how to grow your email list

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*Product & Approval: 'Funding' typically comes in the form of business credit cards. All credit is subject to lender approval. Up to $300,000 in business credit is for well qualified clients, typically with two partners, over the 12-month membership with multiple business credit card rounds for each partner.
Interest Rates & Fees: Introductory 0% APR applies for 12-18 months, after which rates revert to standard rates (typically 15-25% APR). Balance transfers typically carry a 3-5% fee. You can not "extract" or "convert" cash from a business credit card. Instead you can use compliant services to bill pay, in accordance with card issuer rules. If you use bill payment services like Plastiq or Melio to pay business expenses with business credit cards, these services typically charge 2.5 - 3% processing fees. The 60-day money-back guarantee applies only if the client does not obtain credit.
Personal Credit Impact & Liability: Applications require a personal credit check and personal guarantee. We work with issuers that typically do not report ongoing debt and activity to personal credit bureaus when accounts are kept in good standing. You are personally liable for all debt, even when the credit issuers decide not to report that debt to your credit report. However, late payments will be reported and will damage your personal credit score and can result in the loss of 0% introductory rates.
Our Services: Fund&Grow provides a 12-month educational program including: business entity setup assistance, credit utilization coaching, guidance through credit card applications, bank communication coaching, and ongoing financial coaching support.
Disclaimers: Fund&Grow is not a credit repair organization. Our focus is on building credit for your business entity.
We are not a lender or loan broker. We do not guarantee funding. All credit decisions are made by third-party lenders.
Results Disclosure: Well-qualified clients, typically with two partners, and strong personal credit profiles of 700+ may access up to $300,000 or more in total business credit across multiple funding rounds. The testimonials shown represent exceptional outcomes. The average client who completes our 12-month program obtains approximately $50,000 to $150,000 in total business credit. Individual results vary significantly based on personal credit profile, business history, and other factors.
Financial Risk: You are responsible for all debts incurred. Consult your financial advisor to determine if business credit is appropriate for your situation.
The Credit Monitoring link connects to Fund&Grow Credit Services, a related entity. Fund&Grow may receive compensation upon enrollment.
72.4% figure based on internal Fund&Grow client data.

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