Posts by Ari Page
Why You Need Credit Monitoring Services
With instances of data security breaches on the rise, millions of Americans are now subscribing to credit monitoring and ID theft prevention services. This is not surprising. After all, having one’s identity stolen, or even the mere thought of it, can be quite scary. By registering for a credit monitoring service, you can better safeguard…
See Full Article Here ->When Should You Change Your Credit Card Payment Date?
You may wonder how anyone could benefit from changing a credit card billing due date. Depending on your situation, this may be worth doing. Everyone works on a different schedule. That’s why many banks give you the option to pick your card billing date. Choosing the date that best works for you can provide convenience…
See Full Article Here ->Why You Should Never Go Over Your Credit Card Limit
Owning a credit card means having easy access to funds. Used responsibly, credit cards can be instrumental in making a person’s life simpler. However, if used recklessly, these instruments of credit may end up doing more harm than good. One of the evils of having a credit card is that the cardholder may be tempted…
See Full Article Here ->Thinking of Increasing Your Credit Card Limit?
It should come as no surprise that your credit scores are connected to your credit card limits. A good credit score gets you higher card limits. However, if you are indeed eligible for a higher limit, deciding whether to exercise this option is not a straightforward decision. Let’s look at the pros and cons of…
See Full Article Here ->Tools to Choose the Best Credit Card for You
Not so long ago, if you wanted the solution to a certain problem, or an answer to a particular question, you had to either hunt for an expert on the subject or access the nearest library. While traveling to a new place for a vacation, you probably had to ask people who’d already been there…
See Full Article Here ->Guess How Much Money the Credit Card Act Has Saved Consumers
Have you experienced a marked decrease in your credit card bills since 2011? If yes, you are not alone. From 2011 to 2014, credit card holders have seen a reduction in credit card related fees to the tune of nearly $20 billion! This phenomenon didn’t really happen on its own. It is an effect of…
See Full Article Here ->Credit Card Company Junk Mail Solutions!
The good news about getting endless email solicitations from credit card companies is that these companies target customers who have good or excellent credit – and that means you! The bad news is… that you get all this junk mail. If you are an environmentalist like me, you might find it especially galling that all…
See Full Article Here ->Coinbase Has Launched a Visa Debit Card for Bitcoin Users
Holiday shopping just got a little more interesting. A bitcoin wallet, known as Coinbase, has teamed up with VISA to offer the first ever bitcoin debit card in the US. Consumers can now do their holiday shopping directly with bitcoin, instead of converting it first into fiat currency over a bitcoin exchange – or…
See Full Article Here ->What Is Tokenization and What Are the Benefits Associated With It?
Given the escalating number of data security breaches being reported every day, organizations, both large and small, are increasingly adopting various methods to safeguard their customers’ data. While preventative tools like cyber insurance policies, help organizations mitigate the financial risk that follows after a data breach, security measures such as EMV smart cards, data encryption…
See Full Article Here ->How to Use Store Credit Cards Wisely
Store credit cards are available at just about any place you exchange currency for goods. They may get you some extra percentage off on your purchases, but too many of them can hurt your credit score. Store credit cards have advantages and disadvantages that general purpose cards don’t have. They’re tempting and easy to get…
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