Posts by Ari Page
This Holiday Season, these Credit Cards Are a Cut Above the Rest
It’s that time of the year again. Christmas trees on display in shop windows, discounts at your favorite store and that feeling of excitement as you hunt for gifts for family and friends. It is also that time of the year when your credit card is put to its maximum use! So before you start…
See Full Article Here ->Why You Should Consider a Business Credit Card for Financing Your Small Business
As a small business owner, you may have realized that it is much faster and easier to open a credit card account than it is to secure a line of credit from a bank. By using a business credit card you can not only build and establish business credit, but also keep business and personal…
See Full Article Here ->5 Tips to Maximize Your Credit Card Rewards Program
Maintaining multiple credit cards is no mean feat, yet there are people who not only manage this task well, but also succeed in reaping substantial benefits through cards rewards programs! You can manage this incredible feat too. All you need to do is follow the steps below. 1. Pick the Right Rewards Program In order…
See Full Article Here ->What You Need to Know about the SEC’s New Crowdfunding Rules
U.S. securities regulators have finally approved new crowdfunding rules which authorize start-ups to raise money from small investors over the Internet. Through Regulation Crowdfunding (“Reg CF”), the last remaining component of the Jumpstart Our Business Startups (JOBS) Act of 2012, the SEC has created a nationwide infrastructure for retail crowdfunding that benefits not only emerging…
See Full Article Here ->Do You Know the Difference Between a Credit Score and a Credit Report?
What is more important, your credit score or your credit report? If you do not know the answer to this question, you are not alone. Credit score issuing companies don’t reveal the formulas they use to calculate credit scores, which in turn leads to confusion among consumers. Here’s what you need to know about credit…
See Full Article Here ->Beware of this New EMV Chip Credit Card Scam
Credit card scams are recurrent news items. This time round, the scam relates to the new Europay, MasterCard and Visa (EMV) chip-enabled cards. The transition from the traditional cards to EMV-enabled chips has given crooks a sporting chance. Even the FBI is advising card holders to beware of fraud. New microchip-enabled cards are replacing traditional…
See Full Article Here ->The Harsh Truth: How Credit Card Companies Finance “Cash Back” Offers
Most credit card companies offer rewards in the form of “cash back” in order to lure new customers and retain existing ones. In fact, reward points and cash back offers are the primary reason why some cardholders choose to pay for their purchases through cards instead of cash. After all, if your cards could get…
See Full Article Here ->6 Hidden Credit Card Fees That You Can Avoid
Any credit card owner can unknowingly become a victim of avoidable and unexpected charges. The Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 protects us against the hidden charges and fees levied by credit card companies. Credit card companies are required to disclose all charges – and the methods adopted to calculate them…
See Full Article Here ->Should Credit Cards Be Used to Fund a Business? (Yes!)
You must have heard stories about how the foundations of certain mammoth organizations were laid with just a piece of plastic – a credit card. Charles Huang is said to have maxed out his credit card to finance Harmonix, the company that produced the highest-grossing game in U.S. history, Guitar Hero III: Legends of Rock.…
See Full Article Here ->MARKET TRENDS: US Economy Riding Strong On Consumer Spending & Construction
The third quarter of the fiscal year could be exciting as signaled by a strong rebound in the US economy – with the final GDP growth rate reading of 3.9% in the second quarter. Economists expect the third quarter GDP to grow by 2.3% per annum. Eyes will be on consumer spending as well as…
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