One of the reasons why consumers are attracted to credit cards is because they offer the opportunity to earn awesome rewards – not just through cash back, but also in the form of travel miles and discounts on purchases. Unfortunately, most cardholders are not able to derive the maximum benefit from their credit cards…

  Almost on a daily basis, we hear about instances where hackers have used the Internet to steal credit card information, not only from individuals but also from large, well-established companies. After getting this data, crooks use it to siphon money from consumer and corporate accounts. Given the prevalence of online fraud, we often tend…

  It can be incredibly frustrating to learn that someone has opened an account in your name – even more so when you find out at the time of applying for a loan or a credit card. Often impersonators open a single or several credit cards in a consumer’s name, max them out, and destroy…

  When you’ve been wanting to obtain a credit card and you receive a pre-approved offer in the mail, it can seem like an answer to your prayers. Especially so if the offer boasts of not just rock-bottom interest rates, but also a great rewards program. Nevertheless, be aware!  Just because the letter says pre-approved…

  Not many people are aware of what goes into their credit reports. This is ironic, because an individual’s credit report not only indicates what kind of a house or car she possesses but, in certain cases, also the sort of job she has. Unless a consumer has a comprehensive idea regarding her credit report,…

  If you own a credit card, you get to enjoy a number of benefits, two of which include the need to carry lesser amounts of physical cash and temporary access to funds when you are short of money. However, along with these privileges come certain responsibilities that you must take care of in order…

Almost on a daily basis, a client tells us that if only their credit scores were a bit higher, they would qualify for the credit card, car loan or mortgage they wanted. If you are someone who’s caught up in a similar predicament, there could be some good news coming your way. Starting July 1…

  For some people, managing just their own credit card account can be a challenging task. So imagine what would happen if they had to handle a joint card account? Many times individuals open joint credit card accounts after they get married, or in cases where they want their grown-up kids to build a good…

  On our blog, we’ve posted plenty of articles that, in one way or another, teach you the best ways to manage your credit card. This write-up is along the same lines. The difference is that here we describe the times when you should NOT use your credit card – in order to ensure that…

  Have you ever had a credit card account that was charged off? If so, then you probably already know that it’s not something to get excited about; rather, it can be a cause for some serious concern. Most individuals don’t realize the danger of a charged-off account. To many people, it sounds similar to…