Credit Cards
6 Tips to Help You Deal with Debt Collectors
When it comes to managing finances, you may be a very conscientious person. However, once in a while if you forget to pay a bill, it may go into collections. For example, if a bill is lost in the mail or is misplaced, it is likely that you’ll end up missing the payment. In…
See Full Article Here ->Cancellation of an Inactive Credit Card Could Ding Your Score!
Are you one of those people who rarely uses their credit cards because of the fear of falling into debt? Well, in that case, you should be aware that by avoiding the use of your credit card, you stand the risk of losing your account due to inactivity. To you, it may seem like…
See Full Article Here ->11 Secret Credit Card Perks You Probably Don’t Know About
Most consumers are aware of the common rewards that a credit card has to offer, such as cash back on purchases and free travel miles. However, apart from these, there may be many more perks available to you that you don’t even know about. Cardholders usually don’t end up reading their credit card agreements…
See Full Article Here ->Protect Your Credit Card from Being Skimmed
Like most cardholders, perhaps you think that as long as your card is not lost or stolen, you are safe from the clutches of criminals. However, you could not be further from the truth. Even when your card is in your possession, you may find that thieves have conducted fraudulent transactions to siphon away…
See Full Article Here ->Why Did My Bank Increase My Credit Card Interest Rate?
The finance charges that you have to pay every month on your credit card are linked to your interest rate. The higher your interest rate, the greater the fee you pay for carrying a balance on your card. At any point in time, issuers have the authority to increase your interest rate. However, before doing…
See Full Article Here ->6 Best Practices to Keep Your Online Purchases Safe
You may think that your credit card information is at risk only if your card is lost or stolen; however, that’s not really true. You can become a victim of fraud if you use your card to shop online as well. If you enter your card information into false and insecure payment gateways, thieves may…
See Full Article Here ->5 Reasons Why You Absolutely Must Pay More than the Minimum Due Each Month
Admit it – one of the reasons why you love your credit card so much is that it allows you to purchase items that you probably don’t have the money to buy today … and defer payment to sometime in the near (or distant!) future. Let’s say you go to an electronics store to purchase a…
See Full Article Here ->Automate Your Card Payments, Simplify Your Life!
Given the hectic pace of life, we sometimes get caught up in the moment and forget to accomplish important tasks on our to-do lists. There are certain errands that you can probably postpone for week or two without incurring too many problems. However, there are others for which even a one-day delay can prove to…
See Full Article Here ->6 Surprising Reasons Why a Credit Card Issuer Will Close Your Account
Not many people are aware that a credit card company can cancel a card issued by it at any time, without giving any prior warning to the consumer. This can be very inconvenient, especially if you find out just when you’re trying to make a payment with the card. Here are a few reasons why…
See Full Article Here ->6 Consumer Credit Protection Laws You’ll Wish You’d Known About!
Did you ever have a time when, as a child, your dreadful neighborhood bully was about to accost you, but your elder brother or sister appeared just in time to rescue you? Just as your older sibling acted as a savior when you were a kid, there are certain systems and laws in place that…
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