Credit Cards
Don’t Get Confused Between a Charge Card and a Credit Card
A lot of our clients ask us, “What is the difference between a charge card and a credit card?” Both sources of credit have a number of similarities; hence, it is quite natural for consumers to get confused between the two. However, in reality, these credit instruments are quite different from each other – a…
See Full Article Here ->Fix Unauthorized Charges … Before They Ruin Your Finances!
Did you just spot a $550 charge on your statement for an unknown “Rainbow Boot Company” but are unsure how it got there? Unfortunately, unauthorized credit card charges are not as uncommon as you might think – and if they happen to you, they could certainly prove to be a nightmare! Unauthorized credit card charges…
See Full Article Here ->7 Unbelievable Reasons Why Your Credit Card Transaction May Be Declined!
There was a time when credit cards were used primarily for big ticket purchases – say for buying airline tickets or a new printer for the office (back when printers were expensive). However, in today’s day and age, most consumers use credit cards as a substitute for cash. As a result, this piece of plastic…
See Full Article Here ->Don’t Increase Your Debt by Making these Balance Transfer Mistakes!
Balance transfers are considered to be a good deal by most cardholders. Through balance transfers, a consumer can transfer debt from high interest rate cards to one low-rate card, thereby saving money and simplifying monthly debt payments. However, there are cases when a credit card balance transfer may backfire. In such instances, the consumer may…
See Full Article Here ->Business Credit Cards vs. Lines of Credit: Which Is the Better Financing Option?
Most smaller organizations borrow funds at some point in time – either to stay afloat during tough times, or to expand operations when business is doing well. Two of the most common sources of finance are personal lines of credit and credit cards. These are similar in the sense that they are both revolving credit…
See Full Article Here ->Think Writing “See ID” on Your Card Is a Good Idea? Think Again!
You may have seen people writing “See ID” on the back of their debit or credit cards. Maybe you’re someone who does this too. In todays world, credit card fraud is a very common occurrence, and many individuals try to protect themselves by putting these instructions in the signature panel instead of simply signing their…
See Full Article Here ->4 Things to Do Immediately if Your Credit Card is Lost or Stolen
Let’s assume that you are about to make an important purchase – you reach into your wallet for your credit card and realize it’s missing. What is your first reaction? Faced with such circumstances, most credit card users would panic and immediately think about the worst case scenario. And for good reason too – after…
See Full Article Here ->And You Thought You Knew Everything About Your Credit Score!
Many people invest considerable time and energy into maintaining and improving their credit. And for good reason too. After all, it’s their credit score that decides what kind of rates they’ll pay on their mortgage, or how much interest their credit card company will charge if they carry a balance on a card. However,…
See Full Article Here ->Why You Need Credit Monitoring Services
With instances of data security breaches on the rise, millions of Americans are now subscribing to credit monitoring and ID theft prevention services. This is not surprising. After all, having one’s identity stolen, or even the mere thought of it, can be quite scary. By registering for a credit monitoring service, you can better safeguard…
See Full Article Here ->When Should You Change Your Credit Card Payment Date?
You may wonder how anyone could benefit from changing a credit card billing due date. Depending on your situation, this may be worth doing. Everyone works on a different schedule. That’s why many banks give you the option to pick your card billing date. Choosing the date that best works for you can provide convenience…
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